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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? You Want To Make Sure You Choose A Top Expert To Guide You Through This Uncharted Territory. That's Where Mary Charters & Associates Can Help.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Gaithersburg, North Potomac and Darnestown real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

New to the home buying process? Tell us a bit about your situation, your concerns, or ask questions. Call Mary Charters & Associates at (301) 590-5500 or fill out the form below. It's our job to help! There's absolutely no charge and we offer this to you with no strings attached. And, we promise to get back to you quickly...

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School Reports in Gaithersburg, North Potomac and Darnestown, Maryland

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Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Gaithersburg, North Potomac and Darnestown

Buying Land and New Construction >From the Ground Up

Buying land is different from buying a home, because you must resolve issues relative to land use restrictions, utilities, access and easements before building. When you locate land that seems right for your house, visit the local planning department before making an offer.

Ask whether city sewer, water and electricity are available. If not, you will need to calculate the expenses of installing a well and testing the soil for a septic system. The land will be zoned for residential, business, or agricultural purposes. Does the zoning permit you to build the house you want? Are there easements on the lot that will limit where you can build or how you can access the property? Ask about the long-range plans for use of the surrounding land. The land will be more attractive if the city intends to build a park or new school nearby. But if a six-lane highway or a waste treatment facility are in the city's future plans, you may decide to look elsewhere for a place to build your dream home.

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Q	Where was the famous final airport scene in the 1942 classic "Casablanca" filmed?
A	The scene where Humphrey Bogart says goodbye to Ingrid Bergman was actually shot on the east side of the Van Nuys Airport.
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Mary Charters & Associates, REALTOR®, real estate agents and broker for Gaithersburg, North Potomac and Darnestown, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Charters & Associates
Mary Charters & Associates / Keller Williams Team Realty
301 Inspiration Lane
Gaithersburg, MD. 20878
Phone: 301-590-5500
Fax: 301-330-3772
Email: info@marychartersandassociates.com
Welcome! Here You Can Find Great Information not only on Gaithersburg, North Potomac and Darnestown, Maryland Real Estate, but also anything you want to know about the Local Community. Click on our Local Info button above for links to Local Government/Economy, Education, Community, Entertainment/Sports, Transportation, Weather, Traffic, etc. We are your One Stop Shop for all of your communities' resources!

Broker number: 301-978-9775

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