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Testimonials
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"The Team was proactive in solving problems." -Susan & Jim Pettit 

"Once again a great experience working with you and your Team. The Team was very attentive to all the details and kept me well informed during every step of the process." -William A. Chapelle 

"We were very pleased with your Team's help on all aspects of selling our home right down to them taking care of important details when we were already on the road across the country." -Kathy Gilbert & Ron Forline 

"The Team went above and beyond the call of duty to assist us. The Team effort on their part is exceptional." -Ted & Fran Szymanski 

"We were trying to sell FSBO. Looking back, we should have gone with an agent from the start. We really didn't see the value in an agent until we met the Team. The Team has been competent, diligent, responsive, and pleasant when dealing with us and with buyers' agents. The Team's follow up has been impeccable and a model of outstanding organization and efficiency. We absolutely made the best decision in selecting Mary Charters & Associates to sell our house." -Tara & Toby Weyer 

"It was a pleasure working with your entire Team. They were personable, energetic, and always going out of their way to please me the customer, with a smile. Everyone seemed to know their role and worked as a Team to get the job done. As you know, the purchase and sale of a residence can be an emotional strain. Working with your Team minimized the strain in my situation. Our new home is a perfect fit for my family and we're thoroughly enjoying it. We would not be here today without your endless efforts. I thank you again and will recommend your firm with the highest regard." -Jennifer Baron 

"Due to Mary's ranking and industry standing and The Charters Home Team - I believe Teamwork is the way to go!" -Linda Redmond 

"We would like to stress how impressed we were with the professionalism of Mary and her Team. The contact we had with Mary's Team was always pleasant and positive." -Robert & Cheryl Hartstern 

"A great experience - savvy, courteous, aggressive follow-up by Mary Charters' Team left us very, very pleased!" -Jim & Lea Reed 

"I am very happy with the listing and selling experience. Each one of your Team that I dealt with was great. I felt very secure - as if I were dealing with friends. Thank you." -Donnete & Earl Campbell 

"The Team handles all the details (minus the packing) so that I didn't need to worry about anything." -Susan & Michael Beekey 

 

 


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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?

A 
Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Mary Charters & Associates, REALTOR®, real estate agents and broker for Gaithersburg, North Potomac and Darnestown, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Mary Charters & Associates
Mary Charters & Associates / Keller Williams Team Realty

301 Inspiration Lane
Gaithersburg, MD. 20878
Phone: 301-590-5500
Fax: 301-330-3772
Email: info@marychartersandassociates.com

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